Personal Banking

Premium Checking

£0 Fees

• No monthly maintenance fees
• No minimum balance required
• Unlimited ATM fee rebates worldwide
• Free checks and wire transfers
• Premium debit card with rewards

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Student Checking

£0 Fees

• Designed for students aged 16-24
• No monthly fees or minimums
• Mobile banking with budgeting tools
• Free ATM access at 60,000+ locations
• Overdraft protection available

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Interest Checking

0.50% APY

• Earn interest on your balance
• £1,000 minimum balance
• No monthly fees if balance maintained
• All premium checking features
• Tiered interest rates up to 0.75% APY

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High-Yield Savings

4.85% APY

• Industry-leading interest rates
• No monthly maintenance fees
• No minimum balance required
• FSCS protected up to £250,000
• Easy transfers to checking

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Money Market Account

4.50% APY

• Competitive interest rates
• Check writing privileges
• £10,000 minimum balance
• Limited monthly transactions
• FSCS protected

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Certificates of Deposit

Up to 5.25% APY

• Terms from 3 months to 5 years
• Fixed competitive rates
• £1,000 minimum deposit
• FSCS protected
• Automatic renewal options

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Rewards Platinum Card

3% Cash Back

• 3% cash back on dining & travel
• 2% on gas and groceries
• 1% on all other purchases
• £0 annual fee
• 0% intro APR for 15 months

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Travel Elite Card

60K Bonus Miles

• 60,000 bonus miles after £3K spend
• 5x miles on hotels and airfare
• Airport lounge access
• No foreign transaction fees
• £95 annual fee

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Secured Credit Builder

Build Credit

• Build or rebuild your credit
• £200 minimum security deposit
• Graduate to unsecured card
• Report to all 3 credit bureaus
• £0 annual fee

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